GEM Application

Gem Visa

It’s now easier than you think to purchase Travel Advocates’ exciting new travel deals, from flights through to accommodation to experiences. Now is the time to book that ultimate holiday adventure you have been dreaming about or check out some inspirational travel stories to find the right trip for you.

With Gem Visa, we have a range of interest free or deferred payment finance plans to choose from to suit your circumstances. Not only will you be able to finance your holiday, you will also receive a Gem Visa credit card to benefit from 6 months interest free on all purchases of NZ$250.00 or more anywhere in the world that Visa is accepted ^.

These deals are only available via your travel consultant.

16 months Interest Free Deferred

  • No interest, no payments for 16 months
  • Minimum purchase amount $799 on all travel purchases
  • Normal credit, lending criteria and fees apply
  • A Travel Advocates fee of 2.5% applies #
  • See terms and conditions * below or ask your consultant

To apply for a Gem Visa, click on the APPLY HERE link below.
You can book your travel as soon as you are approved.

12 months Interest Free Deferred

  • No interest, no payments for 12 months
  • Minimum purchase amount $499 on all travel purchases
  • Normal credit, lending criteria and fees apply
  • A Travel Advocates fee of 2.5% applies #
  • See terms and conditions * below or ask your consultant

To apply for a Gem Visa, click on the APPLY HERE link below.
You can book your travel as soon as you are approved.

6 months Interest Free

  • Available to all Gem Visa customers
  • Get 6 months interest free for Visa purchases of $250 or more
  • A minimum payment is required each month for the duration of 6 months
  • Paying only the minimum payment will not pay off the balance in full before the expiry of the plan
  • A Travel Advocates fee of 2.5% applies #
  • Normal credit, lending criteria and fees apply
  • See terms and conditions ^ below or ask your consultant

Terms & Conditions

Interest free deferred finance

* Normal credit, lending criteria and fees including a $55 establishment fee (Gem Visa ) and annual fee ($52 Gem Visa / $50 Gem CreditLine) apply. Payment for your purchase will be deferred for the stated period. During the deferred payment period, no interest will accrue and no monthly payments need to be made.  If you do not pay the outstanding balance in full before the end of the deferred payment period, the amount payable will accrue interest and will be included in  your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free period.  Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited.

Interest free finance (Gem Visa Only)

^ Normal credit, lending criteria and fees including a $55 establishment fee and $52  annual fee for Gem Visa apply. Amount payable will be shown on your monthly statement. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20, whichever is more, will not be sufficient to repay the purchase amount(s) within the promotional period. Prevailing interest rate (currently Gem Visa 25.99% p.a.) applies to any remaining balance on the expiry of the interest free period. Gem Visa is provided by Latitude Financial Services Limited.

TRAVEL ADVOCATES FEE:

# Travel Advocates fee of 2.5% applies for all Gem Visa and Gem CreditLine purchases. Changes and cancellations made after bookings are processed may incur additional charges.