GEM Application

Gem Visa

It’s now easier than you think to purchase Travel Advocates’ exciting new travel deals, from flights through to accommodation to experiences. Now is the time to book that ultimate holiday adventure you have been dreaming about or check out some inspirational travel stories to find the right trip for you.

With Gem Visa, we have a range of interest free finance plans to choose from to suit your circumstances. Not only will you be able to finance your holiday, you will also receive a Gem Visa credit card to benefit from 6 months interest free on all purchases of NZ$250.00 or more anywhere in the world that Visa is accepted ^.

These deals are only available via your travel consultant.

16 months Interest Free 

  • Available to all Gem Visa customers
  • Get 16 months interest free for Visa purchases of $250 or more
  • A minimum payment is required each month for the duration of 6 months
  • Paying only the minimum payment will not pay off the balance in full before the expiry of the plan
  • A Travel Advocates fee of 2.5% applies #
  • Normal credit, lending criteria and fees apply
  • See terms and conditions ^ below or ask your consultant

To apply for a Gem Visa, click on the APPLY HERE link below.
You can book your travel as soon as you are approved.

APPLY HERE

12 months Interest Free 

  • Available to all Gem Visa customers
  • Get 6 months interest free for Visa purchases of $250 or more
  • A minimum payment is required each month for the duration of 6 months
  • Paying only the minimum payment will not pay off the balance in full before the expiry of the plan
  • A Travel Advocates fee of 2.5% applies #
  • Normal credit, lending criteria and fees apply
  • See terms and conditions ^ below or ask your consultant

To apply for a Gem Visa, click on the APPLY HERE link below.
You can book your travel as soon as you are approved.

Apply now

6 months Interest Free

  • Available to all Gem Visa customers
  • Get 6 months interest free for Visa purchases of $250 or more
  • A minimum payment is required each month for the duration of 6 months
  • Paying only the minimum payment will not pay off the balance in full before the expiry of the plan
  • A Travel Advocates fee of 2.5% applies #
  • Normal credit, lending criteria and fees apply
  • See terms and conditions ^ below or ask your consultant
APPLY HERE

Terms & Conditions

* Interest free finance
Travel Advocates 2.5% fee applies. Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($65 Gem Visa (charged $32.50 half yearly) / $65 Gem CreditLine (charged $32.50 half yearly)). Prevailing interest rate (currently Gem Visa 29.49% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Further information on rates and fees can be found at gemfinance.co.nz. Available on participating Gem Visa or Gem CreditLine credit cards only. New customers must apply and be approved for a Gem Visa credit card. Credit provided by Latitude Financial Services Limited.